Risk Manager Specialist
Founder of PROTECTICA Life Solutions
Whether you have a family, a business, or others who depend on you, you are aware of how important it is to have financial protection. Life insurance is a smart choice; however, it is crucial that you understand how it works so that you can make the best possible decision to provide financial protection for your loved ones. Let us go back to the basics.
There are three basic types of life insurance –
Group Retirement Savings Plans
The value of adding a group retirement plan to your business will only help you succeed.
Attract the best employees and build a better business with Group Health & Dental Benefits Program
World renowned heart surgeon Dr. Marius Barnard helped develop critical illness insurance. Dr. Barnard witnessed the emotional strains that many of his patients faced after surviving serious illnesses. Financial stress often worked against recovery or, in many cases, left patients struggling to pay bills as they resumed their lives.
“You need financial independence when you’re ill,” said Dr. Barnard. “Not because you’re going to die, but because you’re going to live.” Dr. Marius Barnard
Do you own a business?
Do you have business partners?
What will happen to your business if one or more partners cannot work due to a death, disability, illness?
If something were to happen to your business partner..... would you want to work 100% of the time for 50% of the profits because you would have to provide you partners share to his spouse or children?
If you own a business with partners, you should have an agreement in place which indicates if a business partner should die what will happen to their share of the business?
Don’t leave your business, your livelihood, up in the air because you didn’t take the time to plan!
Getting a loan from the bank will cost you a lot more than putting a buy/sell funding contract in place.
Frank represents a wide range of clients, from individuals and professionals to small and large owner-managed corporations. Withover 20 years of experience in business ownership, his focus is not only on providing expert risk management assistance toclients, but providing clients with advice regarding the structuring, managing, and overall protection of their businesses.
Frank is dedicated to the quality of his work and is committed to providing his clients with the knowledge they need to fully understand what is best for them. His clients’ investments are protected by his practical approach to risk management. Frank focuses on being proactive instead of reactive. If it does not make sense to you, do not do it!
When our clients give us their trust and confidence, Frank returns the favor with his commitment to integrity, intelligence and professionalism to serve you the best way he can.
Risk Manager Specialist
Founder of PROTECTICA Life Socutions
